Personal Accounting Services
Filing personal tax returns
Taxes only get more complicated as you achieve greater success. We help both employed and self-employed individuals take care of their taxes, equipping them with advice and resources to maximize cash and minimize tax.
Dealing with the CRA
The CRA is a strict enforcer of the Income Tax Act, so you need someone in your corner who understands the law inside and out. We take the stress out of dealing with the CRA through intermediary communication, counsel and guidance for greater peace of mind.
Buying/selling your home
Your house is more than a home – it’s an investment, and that means unique tax implications come with that SOLD sign. There are unique tax benefits afforded to both sellers and first-time buyers, and we help you make sure you make the very most of them.
Tax Advice on Investments
Choosing the best investment for you can impact your tax bill significantly, both now and into the future. It’s not only about where you invest your money, but how you invest it. There are multiple products out there, many of which have unique tax benefits and considerations. To get the best outcome for you, it’s essential to discuss this area with your accountant, as well as your financial advisor.
We help you:
• Find the right investment types for tax purposes
• Offer guidance for withdrawing and investing
• Help you understand the tax impacts of your investment plan
Pensions and Retirement
Your pension and life savings are part of your guarantee for a great retirement. To help safeguard this investment, we offer unique guidance on pension planning for a more comfortable future.
We can help you:
- Plan for retirement from a tax perspective by helping you understand how tools like RRSPs work
- Understand the tax and income impacts of certain actions, such as a lump sum withdrawal of a pension
- Understand the various government programs and benefits available
Advice for significant decisions
You have enough on your mind when dealing with major life decisions. A tax specialist can help you understand certain tax implications, and even connect you with other professionals (like a lawyer or investment advisor) so you can make the most informed decisions possible.
Significant decisions can include: